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Fort Collins, Loveland and Windsor Information:
About Town-1 - Moving to Town-1, Colorado? Get info here... About Town-2 - Moving to Town-2, Colorado? Get info here... About Town-3 - Moving to Town-3, Colorado? Get info here... Local School Information - Local School Information for Fort Collins, Loveland and Windsor schools kindergarten, elementary, and high schools. Relocating? - Free real estate information & relocation package if you're relocating to Fort Collins, Loveland and Windsor, in Larimer County CO. Go to Main Sitemap - Main sitemap sections include Find Fort Collins, Loveland and Windsor Homes, For Home Buyers, For Home Sellers, Fort Collins, Loveland and Windsor Information, Real Estate Resources, and About Rob Kittle & The Kittle Team.
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Financing Your Home >Credit Card Mania
Most people know that a checkered credit history can disqualify you for a home loan, and maxed-out credit cards can do the same thing. But what most people don't know is that merely having a large number of credit cards, even with low balances and a history of timely payments, can disqualify you for a home mortgage loan just as quickly.
According to credit experts, having a number of credit cards can be just as detrimental to the granting of further credit as a history of late payments. Lenders look at it this way: If you have ten credit cards, each with a limit of $5,000, that means you have the potential to run up $50,000 in debt virtually any time you choose. That mere possibility makes you a greater risk, from their point of view.
The moral of the story? If you are planning to apply for a home loan in the future, keep only those credit cards you actually need to use and cancel the others.
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What island in the St. Lawrence River was given away on a television game show in 1964?
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Price is Right Island was given away by Bill Cullen on "The Price is Right." |
 See More Real Estate Trivia > |
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Kittle Team
Keller Williams
2580 E. Harmony Road Ste 201
Fort Collins, CO 80525
970-690-4920
Fax: 970-377-3701
robkittle@NUMBER1EXPERT.com
As a leader and owner of the Colorado Home Specialists, Rob graduated with honors from the University of California in Santa Barbara with a B.S. in Hydrology and a B.A. in Environmental Sciences. After purchasing his first home in Fort Collins shortly after graduating, he was intrigued as to why there were so many students who were renting when could own a home and enjoy the benefits that home ownership provides. This passion led to a full time career in Real Estate where he initiated a first time home buyer program for the Colorado State University Students.
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